Mortgage Blog

Look for an updated site with better pictures soon.
May 21st, 2008 1:26 PM
We should have some pictures up within the next 10 days.  They will be of myself, Anne, Kim, and Mike.  We might even put some up of the girls....my daughters that is.
Posted by Colby Zeka on May 21st, 2008 1:26 PMPost a Comment (0)

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Minimum Credit Scores
May 23rd, 2008 4:20 PM

I've met with several people lately that have a credit score under 580.  As of around February 2008, we are only able to get people approved for an FHA loan if their "middle" credit score is 580 or above.  What that means is that 2 of the 3 scores from Equifax, Trans-Union, and Experian need to be over 580.  There are rare, and I mean rare, exceptions to that rule, but that is that for the most part. 

VA loans do not have a minimum credit score however, so if you are eligible for a VA loan, then that could still be an option for you.

Have a good Memorial Day Weekend.....

 

Colby

 

Posted by Colby Zeka on May 23rd, 2008 4:20 PMPost a Comment (0)

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May 15th already.....
May 15th, 2008 1:46 PM

This has been a very fast spring and month of May.  There hasn't been much change in the mortgage world lately.  We've been very busy pre-approving potential homebuyers who are out looking at homes right now.  The weather has been great for that.  Sorry I don't have more information, but when something happens, I'll let you know.....

 

Colby

Posted by Colby Zeka on May 15th, 2008 1:46 PMPost a Comment (0)

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